About Aspen Wealth

As an independent, fee-only firm, we are committed to exceeding our clients’ expectations through personalized financial guidance.

All People Deserve Quality Financial Planning

Aspen Wealth Management is an independent, fee-only financial planning firm based in Fort Worth, Texas. Our mission is to inspire clients to make informed financial decisions through education, communication, and service, all of which exceed their expectations. We take the time to listen to you and fully understand your goals so that we can help you develop and implement a financial plan and investment strategy tailored to you. We are committed to providing individuals and families with personalized guidance on all aspects of their financial lives.
Aspen Wealth Management is a fee-only firm, which means we do not work on commissions. This allows us to remain completely free of conflicts of interest. We have a fiduciary duty to put clients’ needs first. Our fee-only structure ensures objectivity. Clients who go through our financial planning process feel confident, prepared, and empowered about their financial futures.
man with women img
man with women img

A Financial Team that Cares

Every member of our team values the importance of getting to know our clients and what is important to them. Our clients trust us because they know we always keep their best interests at heart.

Helen Stephens, CFP®, EA, CEPA

President and CEO

John Stephens

Chief Operating Officer

Candace Scholz, CFP®, MS, MHA

Director of Financial Planning

Nathan Davis, CFP®, CFA

Chief Investment Officer

Jim Davis, CFP®

Senior Wealth Advisor

Matthew Quezergue, CFP®

Senior Financial Planning Associate

Ella Radberg

Financial Planning Associate

Troy Fore, CFP®

Senior Financial Planning Associate


Head of Security

Michelle Davila

Client Services Manager
Our Goals

Providing you with peace of mind

Our primary goal is to give our clients peace of mind and clear direction. We do this first by understanding what is important to each individual client, their individual vision for the future, and their current situation. We then build a financial plan and roadmap which puts them on the path to achieving their goals. By regularly monitoring each client’s progress, we are able to help with any future changes that come their way. Our clients have the confidence in knowing that they have a professional team working in their best interests.


Customizing your path

Every member of our team focuses on making our clients
and their families feel comfortable when discussing financial decisions that can be stressful and have a great impact on their lives.


Open and Honest

We take the time to understand your personal and financial circumstances as well as identify any goals you may have.


Creating your Financial

Once we have gathered all of the information necessary, we start to integrate all of your financial pieces into a comprehensive plan that maximizes your potential for meeting your life goals.


Having a Plan
in Place

We present the plan to you and go over each of our recommendations. Your feedback is encouraged, and we can make any changes to the plan, if needed.


Making your Goals a Reality

After making sure each piece of the plan is in place, we continue to monitor your progress. We rely on you to keep us up to date on any significant life changes that may impact your financial plan.

Our fee-only, non-commission approach means we have your best interests in mind.

Certified Financial Planners

Aspen Wealth Management employs only CERTIFIED FINANCIAL PLANNER™ certificants, which means we have the experience and knowledge to effectively plan your financial future.


Start Your Course Towards Financial Freedom and Stability

Financial Planning

Our financial planning process aggregates the moving pieces of your finances and aligns them with your personal values and goals.

Retirement Planning

With our retirement planning approach, we prioritize your goals and utilize time-tested strategies to achieve those goals.

Financial Planning for Women

We help single, widowed, and divorced women face today’s challenges while setting and working toward their goals for the future. 

Investment Management

The core of our investment philosophy is a disciplined approach, regardless of market conditions.

Tax Planning

Our tax strategies are tailored to your financial goals and designed to minimize liabilities.

Insurance Planning

Secure your family’s future with our insurance planning services, tailored to protect you against property, liability, life, disability, and long-term care risks.

Estate Planning

Plan for the future of your loved ones with our estate planning services, ensuring your wishes are met through gifting strategies, asset protection, and legacy planning.

Exit Planning

Maximize the value of your business and secure your retirement with our exit planning services, guiding savvy business owners through strategic transitions for a successful and fulfilling exit.

Who We Help

Meeting You Where You Are in life

Nearing Retirement Couples

Are you looking for direction to secure your financial future? We are here to provide the support and guidance you need to move forward with clarity and confidence.

Multi-Generational Families

Do you have a high level of financial complexity? We serve as a concierge for all of your financial and estate planning needs.

Building an Intentional Foundation

Are you seeking a trusted guide early in your financial journey? We work with couples and families like yours who are looking for a partner and coach to help navigate their financial complexities. 


Common Questions, Clear Answers

Here are answers to some of your most pressing questions.

Fee-only advisors get paid for the advice and guidance they provide. We are compensated directly by our clients rather than on commissions or kickbacks. We do not sell products, nor do we accept any other form of third-party compensation. For example, we may advise on your insurance needs through a financial planning process, but because residuals and commissions are fees built into insurance products, we would bring in a trusted resource to help with the policy. We work alongside our clients to ensure their best interests are served.

An integrated plan involves a thorough review of your investments, risk tolerance, insurance needs, cash flow and debt management, education planning, employee benefits review, tax planning, retirement planning, and estate planning. If you’ve never gone through a financial planning process before, it can seem overwhelming to address all these items at one time. However, once your plan is finished, you will feel very organized and have a solid understanding of your financial picture.

No. We have clients all over the United States and even a few that work overseas. We can meet with you via telephone or video conference.

During our initial consultation, we will have a good idea of the amount of time required to build your financial plan based on the simplicity or complexity of your situation.

For individuals or couples mid-career to retirement, our minimum planning fee is $4,500. If we sense that we will need additional time, we will let you know upfront, and those hourly fees are $300 per hour. If you decide that you would like for Aspen to assist in implementing your financial plan and managing your investments, you will transition to our assets under management fee schedule, and we will credit you for any planning fees you have paid.

For individuals or couples under 40, we work on a straight, hourly basis at $300 per hour. Young professionals also receive a discount on our investment management fees with no investment minimums.

We believe that investments are a way to achieve your goals. We believe that markets will work for you over time if you are cost-effective and hold a quality, well-diversified portfolio. The foundation for your portfolio is your financial plan.

There are many who believe that market timing, stock picking, or using expensive programs that use options are a sure thing. There is no free lunch in the markets. Timing the market isn’t only impossible; it’s costly.

We primarily serve nearing retirement couples, multi-generational families, and young families who are building an intentional foundation. You can learn more about who we serve.

Schedule A Free Consultation
Please provide your information and submit this form. Our team will be in touch with you shortly.