All people deserve quality financial planning
Aspen Wealth Management is an independent, fee-only financial planning firm based in Fort Worth, Texas. Our mission is to inspire clients to make informed financial decisions through education, communication, and service, all of which exceed their expectations. We take the time to listen to you and fully understand your goals so that we can help you develop and implement a financial plan and investment strategy tailored to you. We are committed to providing individuals and families with personalized guidance on all aspects of their financial lives.
Aspen Wealth Management is a fee-only firm, which means we do not work on commissions. This allows us to remain completely free of conflicts of interest. We have a fiduciary duty to put clients’ needs first. Our fee-only structure ensures objectivity. Clients who go through our financial planning process feel confident, prepared, and empowered about their financial futures.
FAQ
What is comprehensive financial planning?
A comprehensive plan involves a thorough review of your investments, risk tolerance, insurance needs, cash flow and debt management, education planning, employee benefits review, tax planning, retirement planning, and estate planning. If you’ve never gone through a financial planning process before, it can seem overwhelming to address all these items at one time. However, once your plan is finished, you will feel very organized and have a solid understanding of your financial picture.
Am I required to meet with you in person?
No. We have clients all over the United States and even a few that work overseas. We can meet with you via telephone or video conference.
What are the costs associated with working with Aspen?
Aspen is unique in that we do not need to manage your money to work with you. During our initial consultation, we will have a good idea of the amount of time required to build your financial plan based on the simplicity or complexity of your situation.
For individuals or couples mid-career to retirement, our minimum planning fee is $4,500. If we sense that we will need additional time, we will let you know upfront, and those hourly fees are $300 per hour. If you decide that you would like for Aspen to assist in implementing your financial plan and managing your investments, you will transition to our assets under management fee schedule, and we will credit you for any planning fees you have paid.
For individuals or couples under 40, we work on a straight, hourly basis at $300 per hour. Young professionals also receive a discount on our investment management fees with no investment minimums.
What is your investment approach or philosophy?
We believe that investments are a way to achieve your goals. We believe that markets will work for you over time if you are cost-effective and hold a quality, well-diversified portfolio. The foundation for your portfolio is your financial plan.
There are many who believe that market timing, stock picking, or using expensive programs that use options are a sure thing. There is no free lunch in the markets. Timing the market isn’t only impossible; it’s costly.
Who do you serve?
Please see examples of client types we serve best here.
A financial team that cares
Every member of our team values the importance of getting to know our clients and what is important to them. Our clients trust us because they know we always keep their best interests at heart.
Our primary goal is to give our clients peace of mind and clear direction. We do this first by understanding what is important to each individual client, their individual vision for the future, and their current situation. We then build a financial plan and roadmap which puts them on the path to achieving their goals. By regularly monitoring each client’s progress, we are able to help with any future changes that come their way. Our clients have the confidence in knowing that they have a professional team working in their best interests.
Customizing your path
Every member of our team focuses on making our clients
and their families feel comfortable when discussing financial decisions that can be stressful and have a great impact on their lives.
Discussions
We take the time to understand your personal and financial circumstances as well as identify any goals you may have.
Picture
Once we have gathered all of the information necessary, we start to integrate all of your financial pieces into a comprehensive plan that maximizes your potential for meeting your life goals.
in Place
We present the plan to you and go over each of our recommendations. Your feedback is encouraged, and we can make any changes to the plan, if needed.
After making sure each piece of the plan is in place, we continue to monitor your progress. We rely on you to keep us up to date on any significant life changes that may impact your financial plan.
Our fee-only, non-commission approach means we have your best interests in mind.
Aspen Wealth Management employs only CERTIFIED FINANCIAL PLANNER™ certificants, which means we have the experience and knowledge to effectively plan your financial future.
